• Business Insider compared the benefits offered on Discovery Vitality to those on Momentum Multiply. 
  • Vitality fees are R21 more a month, but offers higher savings on gyms, food and fitness gear. 
  • Multiply offers bigger flight discounts and shopping savings through TakeAlot, Edgars and Russel Hobbs. 
  • For more stories, go to the Business Insider SA home page.

Business Insider South Africa compared Momentum Multiply with Discovery Vitality to see which one is a better value for money. 

All the potential benefits on both Multiply and Vitality are subject to the rewards level a consumer achieve through exercise, or undergoing certain health check-ups. 

At R259 a month, Vitality is R21 more expensive than Multiply. But Vitality offers more cash back on Virgin Active gym fees  - 75% off compared to Multiply’s 25%

Also read: 60% of Discovery Vitality members are overweight - and they will now get personalised weight-loss plans and fitness goals

When it comes to devices, Vitality offers members up to 75% off when they meet their monthly goals, while Multiply is offering up to 40% off Garmin gear, and 30% off Polar and Fitbit products. 

Vitality will give you 25% cash back on a healthy food spend at Woolworths or Pick n Pay, while Multiply is offering 12% at Pick n Pay. 

Mango flights are up to 50% cheaper through Multiply, while Vitality gives you 35% back through Kulula flights. 

Also read: Revealed: Discovery Vitality discounts on flights may be much smaller than you think

Multiply gives a host of savings not offered on Vitality which include 25% off at Takealot, 25% at Edcon stores including Edgars, 20% off Samsung products and 25% off Russel Hobbs products. 

Vitality, on the other hand, is offering up to up to 25% off healthy meals on Uber Eats, and 20% on trips through Contiki, Royal Carribean and World Leisure Holidays. 

Momentum Multiply differentiates itself from competitors like Discovery Vitality by offering a more simplified reward programme, according to Johan Klue, Momentum Multiply executive head.

Both Vitality and Multiply reward members for living healthier by setting certain exercise targets.

Klue said whereas Vitality works on a certain point target every week, Multiply works on the number of days a person was active. 

Also read: Discovery has a reward programme for the super rich - here's what they get

Multiply recently introduced a money-back guarantee where members get the difference back if the benefits they receive are not more than their monthly R238 fee. 

“This is intended to overcome the most common objection we face from prospective clients, being that Multiply looks great but they are not sure if they will get value from the programme,” Klue told Business Insider South Africa. 

Their research has shown that a gold status member receives R1,000 a month in benefits. 

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